Graeme Holm is the Director and co-founder of the Infinity Group Australia, a NSW brokerage firm. Seeing the plight of Australian families who are struggling to make ends meet, he knew that acquiring a loan would normally be out of reach. Infinity is designed to help families and individuals to lessen their debt responsibilities, to help create a wealth portfolio for a better future and a retirement that is safe and secure.
According to the 2015 to 2016 ABS Household Income and Wealth statistics, almost one-third of Australian households were in debt. Individuals and families who held a mortgage were higher in debt on the scale. Sydney and Melbourne citizens held the highest ranked indebted households statistic.
Graeme created Infinity to educate their clients and assist them in how to manage weekly budgets before they are approved for a loan. A monthly review and a six-month review is instituted by Infinity Group Australia to make sure that each client is committed to reducing their mortgage payments and other financial essentials.
Mr. Holm is an experienced and accredited leader in the financial services industry having worked for more than 15 years in the banking industry. Graeme Holm’s successful financial expertise covers the following:
Under the aegis of Mr. Holm, Infinity monitors their client’s assets and investments to make sure that they are on a good financial track. Graeme states that Infinity considers their clients as financial family members.
Infinity customizes a ‘Wealth Creation’ program which identifies how each client’s wealth goals can be achieved and how to pursue those targeted objectives. Infinity educates their clients in why it is better to pay cash for something rather than using a credit card.
Infinity states that they train their clients on identifying your buying habits by asking yourself if what you are buying is a ‘want’ or a ‘need.’ Even a debit card which is connected to personal accounts is better than a credit card which carries high interest rates and does not help people reach their financial targets.
Does every financially strapped Aussie follow the Infinity method. Infinity says that most families do prosper by following the principles established for their financial success. Is curtailing spending a challenge – yes it is! However, Graeme says that by sticking to the Infinity spending and saving principles, in about three months many clients have paid off much of their debt and they see the obvious results.
Like all businesses no matter how philanthropic in their endeavors they are, they still need to make money to continue to help people. So how does Infinity make money? First, there is an open 10% fee-for-service compensation derived from the Infinity client’s annual debt reduction. It also covers a personal banker that is assigned to each client. This fee also covers their regular step-by-step freedom from debt process.
Graeme Holm and the Infinity concept is growing throughout Australia. Infinity Group Australia was recognized with the 2017 Optus Business Award and Graeme Holm was recognized as one of the top 100 MPA Brokers. Learn more: https://medium.com/@graemeholm